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<channel>
	<title>Talking House Prices &#187; Loan</title>
	<atom:link href="http://talkinghouseprices.co.uk/tag/loan/feed/" rel="self" type="application/rss+xml" />
	<link>http://talkinghouseprices.co.uk</link>
	<description>Property forum discussing anything from house prices and mortgages to property ladder and place in the sun tv shows and more</description>
	<lastBuildDate>Wed, 13 Jan 2010 02:25:06 +0000</lastBuildDate>
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			<item>
		<title>Do You Have Income With A Reverse Mortgage Loan?</title>
		<link>http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/</link>
		<comments>http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 00:46:38 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Reverse]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/</guid>
		<description><![CDATA[I&#8217;m having trouble finding the law that states the answers for these.  I&#8217;m only looking for the law that will answer my questions.
When I take my monthly draw from the bank from my reverse mortgage loan is that considered income? Also can I deduct the interest when it is added to the outstanding loan [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Is It Possible To Combine My Personal Loan With A Mortgage?</title>
		<link>http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/</link>
		<comments>http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:46:29 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Combine]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Possible]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/</guid>
		<description><![CDATA[I have a personal loan with the bank for £15,000. I want to get a property, but I know I won&#8217;t be able to get a mortgage and pay the loan at the same time. I therefore wondered if it would be possible to incorporatre the loan into the mortage, so I basically add £15000 [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Need Help With A Home Loan Who Is The Best To Get A New Home Loan From First Time Home Buyer?</title>
		<link>http://talkinghouseprices.co.uk/need-help-with-a-home-loan-who-is-the-best-to-get-a-new-home-loan-from-first-time-home-buyer/</link>
		<comments>http://talkinghouseprices.co.uk/need-help-with-a-home-loan-who-is-the-best-to-get-a-new-home-loan-from-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 14:42:21 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Need]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/need-help-with-a-home-loan-who-is-the-best-to-get-a-new-home-loan-from-first-time-home-buyer/</guid>
		<description><![CDATA[we konw vrey little ab out the holme loan bun
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/need-help-with-a-home-loan-who-is-the-best-to-get-a-new-home-loan-from-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>First Time Car Buyer; Better To Get Car Loan Before Or Wait Until At Car Dealer To Help???</title>
		<link>http://talkinghouseprices.co.uk/first-time-car-buyer-better-to-get-car-loan-before-or-wait-until-at-car-dealer-to-help/</link>
		<comments>http://talkinghouseprices.co.uk/first-time-car-buyer-better-to-get-car-loan-before-or-wait-until-at-car-dealer-to-help/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 08:21:46 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Before]]></category>
		<category><![CDATA[Better]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Dealer]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[Until]]></category>
		<category><![CDATA[Wait]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/first-time-car-buyer-better-to-get-car-loan-before-or-wait-until-at-car-dealer-to-help/</guid>
		<description><![CDATA[Is it better to seek out car loan from bank on own; or wait until im at the dealership and let them find one?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/first-time-car-buyer-better-to-get-car-loan-before-or-wait-until-at-car-dealer-to-help/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What Happens If A Broker Cannot Sell Your New  Mortgage Loan Because Of The Current State Of The Loan Industry</title>
		<link>http://talkinghouseprices.co.uk/what-happens-if-a-broker-cannot-sell-your-new-mortgage-loan-because-of-the-current-state-of-the-loan-industry/</link>
		<comments>http://talkinghouseprices.co.uk/what-happens-if-a-broker-cannot-sell-your-new-mortgage-loan-because-of-the-current-state-of-the-loan-industry/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 14:45:00 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Because]]></category>
		<category><![CDATA[Broker]]></category>
		<category><![CDATA[Cannot]]></category>
		<category><![CDATA[Current]]></category>
		<category><![CDATA[Happens]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Sell]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-happens-if-a-broker-cannot-sell-your-new-mortgage-loan-because-of-the-current-state-of-the-loan-industry/</guid>
		<description><![CDATA[I recently closed escrow on a new home mortgage, but because of the recent chages in the home mortgage industry, the broker cannot sell the loan to a traditional bank.  They are basically stuck with the loan.  Is there anything I should be concerned with?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-happens-if-a-broker-cannot-sell-your-new-mortgage-loan-because-of-the-current-state-of-the-loan-industry/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>For A Loan-first Time Home Buyer. What Is The Risk In Taking Out A No Doc Loan.?</title>
		<link>http://talkinghouseprices.co.uk/for-a-loan-first-time-home-buyer-what-is-the-risk-in-taking-out-a-no-doc-loan/</link>
		<comments>http://talkinghouseprices.co.uk/for-a-loan-first-time-home-buyer-what-is-the-risk-in-taking-out-a-no-doc-loan/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 14:23:44 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loanfirst]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Taking]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/for-a-loan-first-time-home-buyer-what-is-the-risk-in-taking-out-a-no-doc-loan/</guid>
		<description><![CDATA[Is it risky taking out a no doc mortgage loan?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/for-a-loan-first-time-home-buyer-what-is-the-risk-in-taking-out-a-no-doc-loan/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>What Is The Difference Between A First A Second Borrower On A Mortgage Loan (regarding Tax)?</title>
		<link>http://talkinghouseprices.co.uk/what-is-the-difference-between-a-first-a-second-borrower-on-a-mortgage-loan-regarding-tax/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-the-difference-between-a-first-a-second-borrower-on-a-mortgage-loan-regarding-tax/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 12:12:27 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Between]]></category>
		<category><![CDATA[Borrower]]></category>
		<category><![CDATA[Difference]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Regarding]]></category>
		<category><![CDATA[Second]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-the-difference-between-a-first-a-second-borrower-on-a-mortgage-loan-regarding-tax/</guid>
		<description><![CDATA[As joint tenant can one or the other borrower can report mortgage interest to the tax report.
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-the-difference-between-a-first-a-second-borrower-on-a-mortgage-loan-regarding-tax/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Is The Best Way To Consolidate My Debt? I Have A Mortgage And Want To Refinance,add My Debt To New Loan?</title>
		<link>http://talkinghouseprices.co.uk/what-is-the-best-way-to-consolidate-my-debt-i-have-a-mortgage-and-want-to-refinanceadd-my-debt-to-new-loan/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-the-best-way-to-consolidate-my-debt-i-have-a-mortgage-and-want-to-refinanceadd-my-debt-to-new-loan/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 10:25:54 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Consolidate]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Refinanceadd]]></category>
		<category><![CDATA[Want]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-the-best-way-to-consolidate-my-debt-i-have-a-mortgage-and-want-to-refinanceadd-my-debt-to-new-loan/</guid>
		<description><![CDATA[I have a $530,000 all-interest mortgage loan. I am interested in refinancing soon, (if it is a good time to do so?) Should I refinance and add my $15,000 of personal debt to my new loan? Or should I get a personal loan for $15,000 from my bank?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-the-best-way-to-consolidate-my-debt-i-have-a-mortgage-and-want-to-refinanceadd-my-debt-to-new-loan/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What Lender Can Help A First Time Home Buyer Get A Loan With No Vom History?</title>
		<link>http://talkinghouseprices.co.uk/what-lender-can-help-a-first-time-home-buyer-get-a-loan-with-no-vom-history/</link>
		<comments>http://talkinghouseprices.co.uk/what-lender-can-help-a-first-time-home-buyer-get-a-loan-with-no-vom-history/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 10:25:37 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Help]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-lender-can-help-a-first-time-home-buyer-get-a-loan-with-no-vom-history/</guid>
		<description><![CDATA[Its realy not as hard as you think. Everyone has to start somewhere, every home owner was at one point a FTHB. My advice would be to talk to a mortgage professional to outline your options depending on your credit and income. There are literally hundreds of loan programs that you will fit into. After [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-lender-can-help-a-first-time-home-buyer-get-a-loan-with-no-vom-history/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What To Look For When Finding Someone To Do Forensic Audit Of Mortgage Loan?</title>
		<link>http://talkinghouseprices.co.uk/what-to-look-for-when-finding-someone-to-do-forensic-audit-of-mortgage-loan/</link>
		<comments>http://talkinghouseprices.co.uk/what-to-look-for-when-finding-someone-to-do-forensic-audit-of-mortgage-loan/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 06:45:02 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Audit]]></category>
		<category><![CDATA[Finding]]></category>
		<category><![CDATA[Forensic]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Look]]></category>
		<category><![CDATA[Someone]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[When]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-to-look-for-when-finding-someone-to-do-forensic-audit-of-mortgage-loan/</guid>
		<description><![CDATA[I was on a site that gave a free audit to see if there were possible violations on my HUD-1 paperwork for my mortgage.  It asked a few simple questions.  From the info I gave, it showed that there might possibly be violations.  What should I be looking for when hiring someone [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-to-look-for-when-finding-someone-to-do-forensic-audit-of-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What Does It Mean If My Mortgage Company Accelerates The Loan?</title>
		<link>http://talkinghouseprices.co.uk/what-does-it-mean-if-my-mortgage-company-accelerates-the-loan/</link>
		<comments>http://talkinghouseprices.co.uk/what-does-it-mean-if-my-mortgage-company-accelerates-the-loan/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 07:37:38 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Accelerates]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Does]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mean]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-does-it-mean-if-my-mortgage-company-accelerates-the-loan/</guid>
		<description><![CDATA[Our mortgage company gave us until January 10 to pay a certain amount of money.  They said if its not paid by that date they will accelerate the loan.  What exactly does that mean?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-does-it-mean-if-my-mortgage-company-accelerates-the-loan/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>What Is The Lowest Credit Score Allowable For A Home Loan For A First Time Home Buyer?</title>
		<link>http://talkinghouseprices.co.uk/what-is-the-lowest-credit-score-allowable-for-a-home-loan-for-a-first-time-home-buyer/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-the-lowest-credit-score-allowable-for-a-home-loan-for-a-first-time-home-buyer/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 02:23:04 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Allowable]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Lowest]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-the-lowest-credit-score-allowable-for-a-home-loan-for-a-first-time-home-buyer/</guid>
		<description><![CDATA[Most banks will score you against pre-determined criteria within their individual lending policy.  If you then pass the minimum internal level set by the bank, they will at that point refer your details to a Credit Reference Agency to check your repayment history.
Most major banks will utilise a combination of their internal credit score [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-the-lowest-credit-score-allowable-for-a-home-loan-for-a-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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