<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Talking House Prices &#187; Firsttime</title>
	<atom:link href="http://talkinghouseprices.co.uk/tag/firsttime/feed/" rel="self" type="application/rss+xml" />
	<link>http://talkinghouseprices.co.uk</link>
	<description>Property forum discussing anything from house prices and mortgages to property ladder and place in the sun tv shows and more</description>
	<lastBuildDate>Wed, 13 Jan 2010 02:25:06 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>I Live In The Bay Area, California.  I Am A First-time Home Buyer.  I Have Excellent Credit..?</title>
		<link>http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/</link>
		<comments>http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 02:25:06 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Area]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Excellent]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Live]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/</guid>
		<description><![CDATA[(750+).  My monthly income is 3000. I am interested in buying a condo (7 years old)  which is priced at 399,900 and I am planning to put 5% down.  I have met with two lenders..Lender A suggested 2 loans (to avoid paying the PMI) and  Lender B suggested 1 loan.  [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Where Is The Place For A First-time Home-buyer To Start?</title>
		<link>http://talkinghouseprices.co.uk/where-is-the-place-for-a-first-time-home-buyer-to-start/</link>
		<comments>http://talkinghouseprices.co.uk/where-is-the-place-for-a-first-time-home-buyer-to-start/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 14:22:27 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Homebuyer]]></category>
		<category><![CDATA[Place]]></category>
		<category><![CDATA[Start]]></category>
		<category><![CDATA[Where]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/where-is-the-place-for-a-first-time-home-buyer-to-start/</guid>
		<description><![CDATA[Both me and my fiance receive low income.
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/where-is-the-place-for-a-first-time-home-buyer-to-start/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Do I Qualify As A First-time Home Buyer?</title>
		<link>http://talkinghouseprices.co.uk/do-i-qualify-as-a-first-time-home-buyer/</link>
		<comments>http://talkinghouseprices.co.uk/do-i-qualify-as-a-first-time-home-buyer/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 20:24:08 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Qualify]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/do-i-qualify-as-a-first-time-home-buyer/</guid>
		<description><![CDATA[My husband and I are considering separation. Rather than renting an apartment, I&#8217;m interesting in buying a house. My name has never been listed on a mortgage or title, so I think I should qualify as a first-time home buyer. But the IRS publication I saw online stated that if someone is married, both spouses [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/do-i-qualify-as-a-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Will Purchasing A Condo Rather Than A &#8220;house,&#8221; Qualify For The $8000 First-time Home Buyer Tax Credit?</title>
		<link>http://talkinghouseprices.co.uk/will-purchasing-a-condo-rather-than-a-house-qualify-for-the-8000-first-time-home-buyer-tax-credit/</link>
		<comments>http://talkinghouseprices.co.uk/will-purchasing-a-condo-rather-than-a-house-qualify-for-the-8000-first-time-home-buyer-tax-credit/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 14:22:09 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[$8000]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Purchasing]]></category>
		<category><![CDATA[Qualify]]></category>
		<category><![CDATA[Rather]]></category>
		<category><![CDATA[Than]]></category>
		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/will-purchasing-a-condo-rather-than-a-house-qualify-for-the-8000-first-time-home-buyer-tax-credit/</guid>
		<description><![CDATA[I have some friends that are looking into purchasing a condo and they qualify for the tax credit&#8230;but does a condo?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/will-purchasing-a-condo-rather-than-a-house-qualify-for-the-8000-first-time-home-buyer-tax-credit/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What Can A First-time Home Buyer &#8220;gift&#8221; Be Used For?</title>
		<link>http://talkinghouseprices.co.uk/what-can-a-first-time-home-buyer-gift-be-used-for/</link>
		<comments>http://talkinghouseprices.co.uk/what-can-a-first-time-home-buyer-gift-be-used-for/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 02:22:46 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Gift]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Used]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-can-a-first-time-home-buyer-gift-be-used-for/</guid>
		<description><![CDATA[Downpayment.  Closing costs. Cash reserves. Debt payoff.
Just about anything, depending on the source.
The above work for gifts from family.
If you&#8217;re talking about a government grant program, those must be used for closing costs and/or downpayment.
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-can-a-first-time-home-buyer-gift-be-used-for/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What Is The Average Age For A First-time Home Buyer?</title>
		<link>http://talkinghouseprices.co.uk/what-is-the-average-age-for-a-first-time-home-buyer/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-the-average-age-for-a-first-time-home-buyer/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 14:42:13 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Average]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-the-average-age-for-a-first-time-home-buyer/</guid>
		<description><![CDATA[Well before it use to be definetly 30s or early 40s&#8230; but good opportunity came and market rate was down sooo it helped a lot of ppl to buy house and accordingly&#8230;
well average age is late 20s to mid 30s educated ppl since that is hot time for those ppl since they new in job [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-the-average-age-for-a-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Does My Sister Still Apply For The First-time Home Buyer Tax Credit?</title>
		<link>http://talkinghouseprices.co.uk/does-my-sister-still-apply-for-the-first-time-home-buyer-tax-credit/</link>
		<comments>http://talkinghouseprices.co.uk/does-my-sister-still-apply-for-the-first-time-home-buyer-tax-credit/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 02:43:03 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Apply]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Does]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Sister]]></category>
		<category><![CDATA[Still]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/does-my-sister-still-apply-for-the-first-time-home-buyer-tax-credit/</guid>
		<description><![CDATA[On 2007, both my parents past away, and the property that my father owned was transfered to my siblings and I. We now live in this property, and my sister, who&#8217;s salary is mininum wage, is thinking about buying a house. Does my sister still apply for this credit? Does a property that is transferred [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/does-my-sister-still-apply-for-the-first-time-home-buyer-tax-credit/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What Is A Good Motorcycle For A First-time Buyer?</title>
		<link>http://talkinghouseprices.co.uk/what-is-a-good-motorcycle-for-a-first-time-buyer/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-a-good-motorcycle-for-a-first-time-buyer/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 14:23:57 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Good]]></category>
		<category><![CDATA[Motorcycle]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-a-good-motorcycle-for-a-first-time-buyer/</guid>
		<description><![CDATA[I am a slender young woman, so something not too bulky/large! Also one that isn&#8217;t horribly expensive. Thanks
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-a-good-motorcycle-for-a-first-time-buyer/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Can I Qualify As A First-time Home Buyer If My Name Appears (with Others) On An Existing Lease?</title>
		<link>http://talkinghouseprices.co.uk/can-i-qualify-as-a-first-time-home-buyer-if-my-name-appears-with-others-on-an-existing-lease/</link>
		<comments>http://talkinghouseprices.co.uk/can-i-qualify-as-a-first-time-home-buyer-if-my-name-appears-with-others-on-an-existing-lease/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 14:22:16 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Appears]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Existing]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Lease]]></category>
		<category><![CDATA[Name]]></category>
		<category><![CDATA[Others]]></category>
		<category><![CDATA[Qualify]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/can-i-qualify-as-a-first-time-home-buyer-if-my-name-appears-with-others-on-an-existing-lease/</guid>
		<description><![CDATA[Yeah, if all else is OK.    The lease will not be an issue.
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/can-i-qualify-as-a-first-time-home-buyer-if-my-name-appears-with-others-on-an-existing-lease/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Which Bank Or Mortgage Company Offers The Best Loan Package For First-time Home Buyer?</title>
		<link>http://talkinghouseprices.co.uk/which-bank-or-mortgage-company-offers-the-best-loan-package-for-first-time-home-buyer/</link>
		<comments>http://talkinghouseprices.co.uk/which-bank-or-mortgage-company-offers-the-best-loan-package-for-first-time-home-buyer/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 00:11:46 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Offers]]></category>
		<category><![CDATA[Package]]></category>
		<category><![CDATA[Which]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/which-bank-or-mortgage-company-offers-the-best-loan-package-for-first-time-home-buyer/</guid>
		<description><![CDATA[the one who offers minimal interest and does not require a downpayment ,if not minimal. also, incase of a above-minimal downpayment, where can i get a downpayment and closing cost loan? i have excellent credit and my wife and I both works as a nurse. we bought a new car by cash thus we used [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/which-bank-or-mortgage-company-offers-the-best-loan-package-for-first-time-home-buyer/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>First-time Home Buyer &#8211; What Questions Should I Be Asking?</title>
		<link>http://talkinghouseprices.co.uk/first-time-home-buyer-what-questions-should-i-be-asking/</link>
		<comments>http://talkinghouseprices.co.uk/first-time-home-buyer-what-questions-should-i-be-asking/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 02:22:11 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Asking]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Questions]]></category>
		<category><![CDATA[Should]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/first-time-home-buyer-what-questions-should-i-be-asking/</guid>
		<description><![CDATA[I am a first-time home buyer, and have begun the process by looking at properties, doing tons of research, talking to loan officers and mortgage brokers, and looking at FHA, various state grant programs, and specialized grants.  Ideally I&#8217;d like to buy a home in New Hampshire and take advantage of the Rural Development [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/first-time-home-buyer-what-questions-should-i-be-asking/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>As A First-time Home Buyer, How Many Mortage Companies Should I Try To Get Approved From?</title>
		<link>http://talkinghouseprices.co.uk/as-a-first-time-home-buyer-how-many-mortage-companies-should-i-try-to-get-approved-from/</link>
		<comments>http://talkinghouseprices.co.uk/as-a-first-time-home-buyer-how-many-mortage-companies-should-i-try-to-get-approved-from/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 20:42:18 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Approved]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Many]]></category>
		<category><![CDATA[Mortage]]></category>
		<category><![CDATA[Should]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/as-a-first-time-home-buyer-how-many-mortage-companies-should-i-try-to-get-approved-from/</guid>
		<description><![CDATA[I&#8217;m more concerned with the hits on my credit report&#8230;
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/as-a-first-time-home-buyer-how-many-mortage-companies-should-i-try-to-get-approved-from/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
