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How Does A Negative Wealth Effect Due To Declining House Prices?

12 Jan 2010 by .

Simply people owe more on their house than it is now worth. Ex) Say you bought a house 2 years ago for 400,000 by taking out a mortgage. But because housing prices have declined quite a bit in the last two years your house if you tried to sell if may only be worth 350,000. In essence then you lost 50,000…minus any mortgage payments you’d of made to your bank…..So basically you owe more than what you’d make off your house if you sold it and hence…..negative wealth.

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Category: house prices Tags: Declining, Does, Effect, House, Negative, Prices, Wealth Comments off

How Will Today’s Market Sell-off Effect House Prices?

08 Jan 2010 by .

The stock market doesn’t really influence the housing market, it just reflects what is anticipated to go on.
If you mean what I think, you want to know whats going to happen with housing – I think the obvious answer is that we aren’t near the bottom yet. I still see alot of problems with the American economy that need some sort of patch job (at the very least) before we can say we’ve dodged the threat of recession. Remember that last time a recession hit, something like 95% of economic forecasters weren’t ready for it…
I just wrote something about sub-primes, housing, and the economy. Its two pages and a short read – if you’re interested, go to http://www.valuestockreports.com/031207.…

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Category: house prices Tags: Effect, House, Market, Prices, Selloff, Todays, Will One Comment

How Does The Sub Prime Mortgage Crisis In The Usa Effect Buyer’s Desire For A Rent To Own Type Home Purchase?

06 Jan 2010 by .

Due to the sub prime mortgage crisis and the general unknown of the USA market right now how does that affect someone who is wanting to buy a home on a rent to own or lease to purchase type purchase? Will people be more interested in getting into their own home on a rent to own or will they be more wary of it because they might end up with a home that has depreciated in value a fair bit? Or do people still see a no money down, no credit check home purchase as their best way to get into their own house regardless if the value drops a bit? Of course, there’s a lot more to house value than just the market. So, how does everyone see the popularity of a rent to own home purchase for a potential homebuyer? A good idea for them or not? Thanks

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Category: mortgage Tags: Buyers, Crisis, Desire, Does, Effect, Home, mortgage, Prime, Rent, Type 4 Comments

How Does It Effect Your Credit Score, If Your Mortgage Gets Sold To Another Lender?

28 Dec 2009 by .

Does it help, because it appears that you fully paid off a mortgage, and then took out another one?
Does it hurt, because all of a sudden you have a new huge loan on your credit report?

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Category: mortgage Tags: Another, Credit, Does, Effect, Gets, mortgage, Score, Sold, Your Comments off

How Soon Can The Stimulus Bill Come Into Effect To Lower The Mortgage Rates?

27 Dec 2009 by .

Ive read that the stimulus bill will help the mortgage loans by offering higher tax rebates and lowering mortgage rates to 4%. How soon will we see this happen?

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Category: mortgage Tags: Bill, Come, Effect, Into, Lower, mortgage, Rates, Soon, Stimulus Comments off

What Effect Do You Think Ww3 Would Have On House Prices In The Uk ?

25 Dec 2009 by .

I mean, even in the depths of recession they are always banging on about the housing market on the telly, yet nobody ever vectors in the effect of a thermonuclear exchange on the property market, a risk that must be growing significantly in an ever more unstable world. I guess it comes down to which suffers the greater destruction, property or people. Certainly I don’t think that ‘ affordability ‘ or ‘ the feel good factor ‘ would any longer be part of the equation. What do you think ?

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Category: house prices Tags: Effect, Have, House, Prices, Think, What, Would Comments off

How Did The Economic Recovery Act Of 2009 Effect People Who Got The First Time Home Buyer Credit Already?

23 Dec 2009 by .

Will I still have to pay it all back? And do I possibly qualify for more money?

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Category: first time buyer Tags: 2009, Buyer, Credit, Economic, Effect, First, Home, People, Recovery, Time Comments off

How Does A Recession And Depression Effect The Possibility Leasing A Home?

15 Aug 2009 by .

A trusted financial adviser friend of ours says he and several of his colleagues expect the economy be in recession for at least another year and then possibly a depression for ten years. Given this scenario, would the price of leasing a home increase or decrease, and at which point?

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Category: Recession Tags: Depression, Does, Effect, Home, Leasing, Possibility, Recession Comments off

What Effect Would A War With China Have On Uk House Prices?

14 Aug 2009 by .

People always wonder what effect war with China would have on America/the UK or the rest of the free world.
Think of it this way-what effect would it have on China? They would no longer have anyone to buy their junk if we were at war with them.Their economy would quickly collapse. Its a two way street. We need them and they need us. Well actually i really dont think we need them-we can always open our closed down factories up and start making products again. They are the ones who need us to buy their junk.

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Category: house prices Tags: China, Effect, Have, House, Prices, What, With, Would Comments off

Now That House Prices Are Falling How Does It Effect The The Revaluation I Just Went Through?

12 Aug 2009 by .

The value should hold, but if you are in a declining market, your mortgage amount may have to be lower, unless you get an FHA mortgage, which doesn’t take declining value into consideration, I am a direct FHA lender. If you need help, let me know.

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Category: house prices Tags: Does, Effect, Falling, House, Just, Prices, Revaluation, That, Through, Went One Comment

What Effect Woul Global Thermonuclear War Have On House Prices?

06 Aug 2009 by .

would that be a good time to buy or would you be better off renting?

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Category: house prices Tags: Effect, Global, Have, House, Prices, Thermonuclear, What, Woul 8 Comments

What Effect Would Global Thermonuclear War Have On House Prices?

05 Aug 2009 by .

There will be a lot of fixer-uppers for cheap

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Category: house prices Tags: Effect, Global, Have, House, Prices, Thermonuclear, What, Would One Comment

What Is The Effect Of House Prices On Inflation.?

28 Jul 2009 by .

In Japan land prices are stable but the actual buildings themselves depreciate to nothing in about 15 years. e.g. A 25m yen new house is worth about 14m yen after 10 years.
My opinion is that; this ’sucking out of money from the economy’ has a dramatic effect on the economy and Japan will never have the likes of 4% inflation.
My friend says the performance of the whole economy is what matters and that inflation is possible in Japan.
How big of a impediment is depreciating house stock on inflation?

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Category: house prices Tags: Effect, House, Inflation, Prices, What One Comment

How Does A Mortgage Short Sell Work, And How Will It Effect My Credit?

23 Jul 2009 by .

I’m tryin to sell my house in Michigan. We have had it up for sales for 2 months, and had only one showing. We can’t lower our asking price any lower then it currently is without having to come to closing with money. (that I don’t have) Since our realtor already lowered his commission he suggested talking to our mortgage company about a short sale. What is your opinion?

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Category: property abroad Tags: Credit, Does, Effect, mortgage, Sell, Short, Will, Work 2 Comments

Another Big Slide In The Uk Stock Markets Will This Effect House Prices Even More?

12 Jul 2009 by .

housing market here in northern Ireland have come to a halt,
with interest rates having gone up, and house prices are set to take a tumble.
with this slide in the stock markets could this make the housing market even worse.
and if you can tell me have the house prices fallen in england , Scotland , and wales if so could you tell roughly by how much.

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Category: house prices Tags: Another, Effect, Even, House, Markets, Prices, Slide, Stock, This, Will 2 Comments