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If My Credit Score Is Really Low With Unpaid Balances Could I Still Qualify For A First Time Home Buyer Loan?

i work for the post office been there a little over tree years now currently yearly income is $43,666.00

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5 Responses
  1. sbinlb says:

    Doubtful for a legitimate loan.
    Of course, you can call the scammers that are also responding.

  2. the tax lady says:

    If you can pay cash, then you might qualify for a FTHB credit of up to 10% of the purchase price.
    If you need a loan and don’t have a huge down payment, you may be out of luck.

  3. My Take on It says:

    No
    You need to have a credit score of 620 to qualify for FHA financing.
    You would need to pay off the balances and get your credit in better shape before you think about buying a house.

  4. Fred says:

    Good day,
    I am a private money lender, i offer a variety of loans to all my esteemed customers. Whatever your loan needs are, large or small, personal or mortgage, I am ready to talk with you about how i can meet your needs. I offer both long and short termed loans at an affordable interest rate and this loan offer is strictly for honest people who are God fearing and are ready to repay the loan within the agreed and stipulated period and will not run away with my money. If you are interested in getting a loan, all you need to do is contact me via e-mail at fredpeters60@aol.co.uk
    NOTE, THIS LOAN OFFER IS OPEN FOR EVERYBODY!!!

  5. Katina says:

    credit-report-free.totalh.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.