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<channel>
	<title>Talking House Prices</title>
	<atom:link href="http://talkinghouseprices.co.uk/feed/" rel="self" type="application/rss+xml" />
	<link>http://talkinghouseprices.co.uk</link>
	<description>Property forum discussing anything from house prices and mortgages to property ladder and place in the sun tv shows and more</description>
	<lastBuildDate>Wed, 13 Jan 2010 02:25:06 +0000</lastBuildDate>
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			<item>
		<title>I Live In The Bay Area, California.  I Am A First-time Home Buyer.  I Have Excellent Credit..?</title>
		<link>http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/</link>
		<comments>http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 02:25:06 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Area]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Excellent]]></category>
		<category><![CDATA[Firsttime]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Live]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/</guid>
		<description><![CDATA[(750+).  My monthly income is 3000. I am interested in buying a condo (7 years old)  which is priced at 399,900 and I am planning to put 5% down.  I have met with two lenders..Lender A suggested 2 loans (to avoid paying the PMI) and  Lender B suggested 1 loan.  [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/i-live-in-the-bay-area-california-i-am-a-first-time-home-buyer-i-have-excellent-credit/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Do You Have Income With A Reverse Mortgage Loan?</title>
		<link>http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/</link>
		<comments>http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 00:46:38 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Have]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Reverse]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/</guid>
		<description><![CDATA[I&#8217;m having trouble finding the law that states the answers for these.  I&#8217;m only looking for the law that will answer my questions.
When I take my monthly draw from the bank from my reverse mortgage loan is that considered income? Also can I deduct the interest when it is added to the outstanding loan [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/do-you-have-income-with-a-reverse-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What To Do When You Lose Your Mortgage Papers?</title>
		<link>http://talkinghouseprices.co.uk/what-to-do-when-you-lose-your-mortgage-papers/</link>
		<comments>http://talkinghouseprices.co.uk/what-to-do-when-you-lose-your-mortgage-papers/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 00:14:42 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Lose]]></category>
		<category><![CDATA[Papers]]></category>
		<category><![CDATA[What]]></category>
		<category><![CDATA[When]]></category>
		<category><![CDATA[Your]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-to-do-when-you-lose-your-mortgage-papers/</guid>
		<description><![CDATA[Apparently, my mortgage papers desapear and I need it to suit the company. Where I can fing it?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-to-do-when-you-lose-your-mortgage-papers/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What Is The Profile Of The Average Person Who Defaulted On His Subprime Mortgage?</title>
		<link>http://talkinghouseprices.co.uk/what-is-the-profile-of-the-average-person-who-defaulted-on-his-subprime-mortgage/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-the-profile-of-the-average-person-who-defaulted-on-his-subprime-mortgage/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 22:27:07 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Average]]></category>
		<category><![CDATA[Defaulted]]></category>
		<category><![CDATA[Person]]></category>
		<category><![CDATA[Profile]]></category>
		<category><![CDATA[Subprime]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-the-profile-of-the-average-person-who-defaulted-on-his-subprime-mortgage/</guid>
		<description><![CDATA[It seems that the subprime mortgage debacle has turned out to be very serious, so much so, that it has world-wide implications. Even here in China, the Chinese are worried about it. Does it make sense to analyze this problem, to see what caused it so that it doesn&#8217;t happen again? Why don&#8217;t we start [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-the-profile-of-the-average-person-who-defaulted-on-his-subprime-mortgage/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How Do I Report Gains From The Sale Of An Investment Property I Rehabbed And Flipped?</title>
		<link>http://talkinghouseprices.co.uk/how-do-i-report-gains-from-the-sale-of-an-investment-property-i-rehabbed-and-flipped/</link>
		<comments>http://talkinghouseprices.co.uk/how-do-i-report-gains-from-the-sale-of-an-investment-property-i-rehabbed-and-flipped/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 20:23:41 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[property]]></category>
		<category><![CDATA[Flipped]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Gains]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Rehabbed]]></category>
		<category><![CDATA[Report]]></category>
		<category><![CDATA[Sale]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/how-do-i-report-gains-from-the-sale-of-an-investment-property-i-rehabbed-and-flipped/</guid>
		<description><![CDATA[I bought a fixer-upper.  I never lived in it or rented it.  I made many improvements and repairs to the property.  I also incurred expenses when I sold the property about 8 months later.  Where do I report the expenses and gains from the sale on my income taxes?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/how-do-i-report-gains-from-the-sale-of-an-investment-property-i-rehabbed-and-flipped/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Aren&#8217;t Falling House Prices Great For Recent College &amp; High School Grads?  Should We Thank Bush?</title>
		<link>http://talkinghouseprices.co.uk/arent-falling-house-prices-great-for-recent-college-high-school-grads-should-we-thank-bush/</link>
		<comments>http://talkinghouseprices.co.uk/arent-falling-house-prices-great-for-recent-college-high-school-grads-should-we-thank-bush/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 20:23:38 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[house prices]]></category>
		<category><![CDATA[Arent]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Falling]]></category>
		<category><![CDATA[Grads]]></category>
		<category><![CDATA[Great]]></category>
		<category><![CDATA[High]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Prices]]></category>
		<category><![CDATA[Recent]]></category>
		<category><![CDATA[School]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/arent-falling-house-prices-great-for-recent-college-high-school-grads-should-we-thank-bush/</guid>
		<description><![CDATA[How would you like to be getting out of college and see the price of houses so high that you expect to never be able to afford one?
Aren&#8217;t kids who are about ready to graduate happy because they are see that houses are likely to be more affordable after they save up money for a [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/arent-falling-house-prices-great-for-recent-college-high-school-grads-should-we-thank-bush/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>I Will Be A First Time Ipod Buyer And Thinking About The Apple Ipod Classic 120 Gb; Is This A Good Choice?</title>
		<link>http://talkinghouseprices.co.uk/i-will-be-a-first-time-ipod-buyer-and-thinking-about-the-apple-ipod-classic-120-gb-is-this-a-good-choice/</link>
		<comments>http://talkinghouseprices.co.uk/i-will-be-a-first-time-ipod-buyer-and-thinking-about-the-apple-ipod-classic-120-gb-is-this-a-good-choice/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 20:23:34 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[Apple]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Classic]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Ipod]]></category>
		<category><![CDATA[Thinking]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/i-will-be-a-first-time-ipod-buyer-and-thinking-about-the-apple-ipod-classic-120-gb-is-this-a-good-choice/</guid>
		<description><![CDATA[I&#8217;m reading that the screen is plastic and easily scratches.  I read other reviews stating that the sound isn&#8217;t that great&#8230;but I have nothing to compare to.  I&#8217;d sure like your opinion, recommendations, suggestions, etc.  Thanks!  Ferg
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/i-will-be-a-first-time-ipod-buyer-and-thinking-about-the-apple-ipod-classic-120-gb-is-this-a-good-choice/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>I&#8217;m A First Time Buyer And Want To Buy A House Abroad.?</title>
		<link>http://talkinghouseprices.co.uk/im-a-first-time-buyer-and-want-to-buy-a-house-abroad/</link>
		<comments>http://talkinghouseprices.co.uk/im-a-first-time-buyer-and-want-to-buy-a-house-abroad/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 20:23:03 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[Abroad]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Time]]></category>
		<category><![CDATA[Want]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/im-a-first-time-buyer-and-want-to-buy-a-house-abroad/</guid>
		<description><![CDATA[I&#8217;m a first time buyer AND i want to buy abroad, not in the UK.  This makes things ten times more complicated!  I have no idea where to start&#8230;.   Are there any companies that help people buy property abroad?  I really don&#8217;t know where to start.  Do i need [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/im-a-first-time-buyer-and-want-to-buy-a-house-abroad/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Would It Hurt My Chances At A Mortgage If I Took A Different Job With The Same Company?</title>
		<link>http://talkinghouseprices.co.uk/would-it-hurt-my-chances-at-a-mortgage-if-i-took-a-different-job-with-the-same-company/</link>
		<comments>http://talkinghouseprices.co.uk/would-it-hurt-my-chances-at-a-mortgage-if-i-took-a-different-job-with-the-same-company/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 19:32:14 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Chances]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Different]]></category>
		<category><![CDATA[Hurt]]></category>
		<category><![CDATA[Same]]></category>
		<category><![CDATA[Took]]></category>
		<category><![CDATA[With]]></category>
		<category><![CDATA[Would]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/would-it-hurt-my-chances-at-a-mortgage-if-i-took-a-different-job-with-the-same-company/</guid>
		<description><![CDATA[I work for T-Mobile in sales but am about to take a financial care position with the same company. I am going to school right now for family financial planning so it relates more to my major. I will be getting a raise. Will it mess up my shot at a mortgage?
Share/Save]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/would-it-hurt-my-chances-at-a-mortgage-if-i-took-a-different-job-with-the-same-company/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is It Possible To Combine My Personal Loan With A Mortgage?</title>
		<link>http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/</link>
		<comments>http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:46:29 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Combine]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Possible]]></category>
		<category><![CDATA[With]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/</guid>
		<description><![CDATA[I have a personal loan with the bank for £15,000. I want to get a property, but I know I won&#8217;t be able to get a mortgage and pay the loan at the same time. I therefore wondered if it would be possible to incorporatre the loan into the mortage, so I basically add £15000 [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/is-it-possible-to-combine-my-personal-loan-with-a-mortgage/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>How Do I Remove My Father&#8217;s Mortgage From My Credit Report?</title>
		<link>http://talkinghouseprices.co.uk/how-do-i-remove-my-fathers-mortgage-from-my-credit-report/</link>
		<comments>http://talkinghouseprices.co.uk/how-do-i-remove-my-fathers-mortgage-from-my-credit-report/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:14:55 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Father's]]></category>
		<category><![CDATA[From]]></category>
		<category><![CDATA[Remove]]></category>
		<category><![CDATA[Report]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/how-do-i-remove-my-fathers-mortgage-from-my-credit-report/</guid>
		<description><![CDATA[I want to buy my own house now but my credit shows I have a mortgage and a lender says the only way to get it removed is for my dad to refinance the house. I know that&#8217;s one way to do it.
I also know if there&#8217;s another way to do it they won&#8217;t tell [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/how-do-i-remove-my-fathers-mortgage-from-my-credit-report/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>What Is The Best Refinance Plan To Reduce My Monthly Mortgage Payments?</title>
		<link>http://talkinghouseprices.co.uk/what-is-the-best-refinance-plan-to-reduce-my-monthly-mortgage-payments/</link>
		<comments>http://talkinghouseprices.co.uk/what-is-the-best-refinance-plan-to-reduce-my-monthly-mortgage-payments/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 18:13:59 +0000</pubDate>
		<dc:creator>.</dc:creator>
				<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Best]]></category>
		<category><![CDATA[Monthly]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[Plan]]></category>
		<category><![CDATA[Reduce]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[What]]></category>

		<guid isPermaLink="false">http://talkinghouseprices.co.uk/what-is-the-best-refinance-plan-to-reduce-my-monthly-mortgage-payments/</guid>
		<description><![CDATA[I&#8217;m looking for the best plan as in:
- Not getting my face ripped off in closing cost
- Not increasing my current interest rate of 5.8 to something over 8%
- Not having to pay thousands in points
It seems I&#8217;m having the same dilemna as when I bought my house and rates were supposedly &#8220;low&#8221; 4 years [...]]]></description>
		<wfw:commentRss>http://talkinghouseprices.co.uk/what-is-the-best-refinance-plan-to-reduce-my-monthly-mortgage-payments/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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